Role overview

Backend Software Engineer- Finance Super App (Japan)

Requirements and responsibilities

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What You'll Own

  • Build backend services, APIs and workflows for the finance super app.
  • Support products across insurance, payments, wallet, savings, investing, travel and financial services.
  • Design reliable systems for user accounts, transactions, partner integrations, reconciliation, notifications and operations.
  • Work with product and mobile teams to ship customer-facing journeys quickly.
  • Integrate with banks, payment gateways, insurers, data providers and other partners.
  • Improve system reliability, observability, security and performance.
  • Build systems that are practical, auditable and ready for regulated financial products.

What We're Looking For

  • 3+ years of backend engineering experience.
  • Strong fundamentals in APIs, databases, system design and production debugging.
  • Experience building scalable services and integrating third-party systems.
  • Good understanding of security, reliability, data quality and operational edge cases.
  • Able to make practical trade-offs between speed, quality and risk.
  • Comfortable working with product, mobile, operations and business teams.
  • Experience in fintech, payments, insurance, lending, banking or regulated products is a strong advantage.

The Kind of Builder We Want

  • Builds systems that work in the real world, not just on diagrams.
  • Thinks through edge cases, failure modes and operational impact.
  • Can move fast without creating fragile foundations.
  • Takes ownership of production issues and long-term reliability.
  • Explains clearly what they personally built versus what the team delivered.

This Role Is Not For

  • Engineers who only want isolated backend tasks.
  • People who ignore security, data consistency, monitoring or operational risk.
  • Developers who cannot work with fast-changing product requirements.
  • Candidates who talk about scale but have not handled production systems.
  • People who exaggerate impact without being clear on ownership.
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