Role overview

Backend Engineer- Account Sharing

Requirements and responsibilities

Readable role content extracted into sections for faster review.

Key focus areas for the team are:

  • Building international joint accounts for globally distributed users
  • Expanding Wise kid accounts into additional markets
  • Creating shared finance experiences that work across borders
  • Designing scalable backend systems for high-growth consumer products
  • Developing features around shared spending, sending/receiving money, and account customization
  • Collaborating on customer discovery and product iteration
  • Scaling infrastructure and improving reliability across multiple markets
  • Building greenfield financial products from concept to production

Key focus areas for the team are:

  • Send/receive money flows
  • Spend experiences
  • Authorization systems
  • FinCrime-related systems
  • Shared account infrastructure

What do you need?

  • You know how to build scalable distributed systems and deliver customer-facing products used by millions of users.
  • You are proficient in backend programming languages such as Java, Kotlin, Python, or Go.
  • You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures.
  • You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process.
  • You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions — not just implement them.
  • You care deeply about customer experience and understand how technical decisions impact end users.
  • You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction.
  • You write clean, maintainable, well-tested code and care about long-term scalability and reliability.
  • You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams.
  • You are comfortable operating independently while also contributing to a collaborative team culture.

Nice to haves

  • Experience building greenfield products from scratch
  • Experience working on international consumer products
  • Experience with payments, financial systems, or compliance-heavy environments
  • Experience building systems at global scale
  • Familiarity with event-driven architecture and messaging systems such as Kafka
  • Experience with customer-facing financial products
  • API-first development experience

Interested? Find out more:

  • How we work – a practical guide
  • DEI @ Wise
  • Wise Tech Stack (2025 update)
  • See what it's like to work at Wise London!
  • Our Engineering career map

What do we offer:

  • Starting salary: £87,500 - £145,000k + RSUs
  • Wise Benefits
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FocusBackend EngineeringRole area
Seniority signalSeniorCandidate level
StackJava, PythonPrimary skills
Location1 accepted countryEligibility

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