Wise
Backend Engineer- Account Sharing
Remote Backend Engineering role with clear candidate location fit.
PostedJul 18, 2026
Eligible countries1 accepted country
Seniority signalSenior
Work settingRemote
Accepted candidate locations
United Kingdom
Role overview
Backend Engineer- Account Sharing
Requirements and responsibilities
Readable role content extracted into sections for faster review.
Key focus areas for the team are:
- Building international joint accounts for globally distributed users
- Expanding Wise kid accounts into additional markets
- Creating shared finance experiences that work across borders
- Designing scalable backend systems for high-growth consumer products
- Developing features around shared spending, sending/receiving money, and account customization
- Collaborating on customer discovery and product iteration
- Scaling infrastructure and improving reliability across multiple markets
- Building greenfield financial products from concept to production
Key focus areas for the team are:
- Send/receive money flows
- Spend experiences
- Authorization systems
- FinCrime-related systems
- Shared account infrastructure
What do you need?
- You know how to build scalable distributed systems and deliver customer-facing products used by millions of users.
- You are proficient in backend programming languages such as Java, Kotlin, Python, or Go.
- You have strong experience designing asynchronous, reliable, and scalable systems within microservice architectures.
- You are comfortable working in greenfield environments where requirements evolve rapidly and ambiguity is part of the process.
- You have a strong product mindset and enjoy collaborating closely with Product Managers, Designers, Analysts, and Researchers to shape solutions — not just implement them.
- You care deeply about customer experience and understand how technical decisions impact end users.
- You are comfortable contributing to architectural discussions, challenging assumptions, and influencing technical and product direction.
- You write clean, maintainable, well-tested code and care about long-term scalability and reliability.
- You are a strong communicator who can explain complex technical concepts clearly and collaborate effectively across teams.
- You are comfortable operating independently while also contributing to a collaborative team culture.
Nice to haves
- Experience building greenfield products from scratch
- Experience working on international consumer products
- Experience with payments, financial systems, or compliance-heavy environments
- Experience building systems at global scale
- Familiarity with event-driven architecture and messaging systems such as Kafka
- Experience with customer-facing financial products
- API-first development experience
Interested? Find out more:
- How we work – a practical guide
- DEI @ Wise
- Wise Tech Stack (2025 update)
- See what it's like to work at Wise London!
- Our Engineering career map
What do we offer:
- Starting salary: £87,500 - £145,000k + RSUs
- Wise Benefits
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